VIE - Credit Risk Officer M/F

Job description

Business type
Types of Jobs - Risk Management / Control

Job title
VIE - Credit Risk Officer M/F

Contract type
VIE Programme

Term (in months)
24

Expected start date
01/03/2027

Management position
No

Job summary

The VIE contract in short :

According Business France's eligibility conditions, the Volontariat International en
Entreprise (VIE) is an assignment in a French company operating overseas for
professionals between the age of 18 and 28 who are European Economic Area (EU + Norway, Iceland und Liechtenstein) nationals.

For further information about the eligibility conditions to this program, we invite you to go to Business France website: https://mon-vie-via.businessfrance.fr/

PLEASE NOTE: your application must be submitted in English (CV + cover letter) to be considered by our non-French speaking teams.

In this context, your main missions will be:

• Credit rating: the credit analyst performs a credit rating of any client or counterparty which is subject to credit risk, using methodologies at hand. Methodologies are developed further if required
• Prepare credit application: the credit analyst is in charge to perform a credit application document assessing the client/ counterparty (e.g., financials, statistics), possibly also the country, industry, next to the idiosyncratic risk subject to credit risk
• Vote & present: based on the analysis performed, the analyst performs a vote, prepares the decision paper for the risk and compliance committee (which ultimately takes the credit decision) and presents the file
• Maintenance: the analyst and the credit risk team ensure and monitor the proper execution, documentation and communication of any credit decision taken in the risk and compliance committee
• Monitoring: The analyst shall know the processes for intraday and overnight monitoring (incl. approval of payments) and be able to support the "reporting desk"
• Reporting: the credit risk team is in charge to regularly reports (e.g., credit exposures) where the analyst can also support.
• Methodologies: the team is in charge to develop new methodologies and processes or enhance existing methodologies and processes, linked to any credit risk topic
• Simplification: generally, improvements are welcome which simplify any process

CACEIS Bank Germany Branch offers to its VIEs the following benefits:

• German courses
• Home office allowance
• Reduction on the Deutschland ticket
• Access to a lot of gym clubs with reduced prices (EGYM Well Pass)
• 6 weeks of vacation per year
• Flexible working hours
• International work environment

Position location

Geographical area
Europe, Germany

City
München

Candidate criteria

Minimal education level
Postgraduate degree - MA/MSc/PhD/Doctorate or equivalent

Academic qualification / Speciality

Studies in business administration, finance

Level of minimal experience
0-2 years

Experience

A practical experience in the field of financial institutions, within credit risk would be a plus

Required skills

• Banking, Risk Management, Finance.
• Self-motivated, self-responsible, pro-active, and rigorous working attitude.
• Sound analytical skills.
• Ability to work transversal and present results in front of international audience.

Technical skills required

• MS Office with strong advanced MS Excel and PowerPoint

Languages
English (fluent), German would be a plus