Risk Architecture & Anticipation Officer - French Speaker

About the job

BNP Paribas Factor is the European market leader with more than 50 years of market experience in factoring and invoice financing, in more than 10 countries in Europe and Africa. Factoring industry is a substantial contributor to real economy, bringing concrete solutions to small professionals as well as large multi-national corporates.

Within this environment, RISK Factoring is the independent, vertically integrated second line of defense of the risk management activities of BNP Paribas Factor, and represents roughly 130 people located in European countries.

Next to the definition of the 2025 ambitions, Factoring Filiere is preparing a very ambitious growth plan which will notably reinforce the concept of One Factoring and will set-up a project aiming at working under the same IT platform among the various Factoring entities.

In particular, the RISK Architecture & Anticipation team at Global RISK Factoring level (Central RISK team) needs to be reinforced in order to manage the RISK IT assets that will be centrally implemented and used by the countries, and steer the regulatory projects for all Factoring entities.

In this context, RISK Factoring is opening a position of Risk Officer.

Your Main Activities Are

• Centralize and manage the roll-out of regulatory topics, such as New Definition of Default, Basel IV, IFRS9, Loan Origination and Monitoring, together with other Risk topics such as Debtor limits management, Asset Quality (credit risk early detection on our third parties), Provisioning on Default Portfolio, etc.
• Ensure product expertise for RISK Factoring target IT assets, and in particular:
• Represent RISK needs towards other Factoring IT assets (core factoring system, global Datawarehouse, third parties referential, etc.),
• Ensure the management of Parameter tables (by taking specific country needs into account),
• Gather the country needs and provide IT with Business requirements,
• Perform User Acceptance Tests and care for change management.
• The RISK Officer will be notably involved in the migration of Factor France to the new IT architecture, first major step of One Factoring program.

Profile and Skills to Success

• Demonstrated effective ability to work within a network organization,
• Business/RISK oriented approach,
• Analytical skills & sound judgement,
• Ability to query and design reports through a Business Intelligence (BI) tool, such as Business Objects, Tableau,
• Experience in Credit Risk management,
• Change management skills,
• Fluent in French and English.
• Be rigorous and accurate: constantly attentive to the precision and thoroughness of the information sent and to the quality of the work; ensure that errors are minimized,
• Be ready to dig into detailed regulation regarding the topics under management,
• Be an excellent relationship builder: need to have a good partnership with RISK central functions, local entities and Factoring business units,
• Ability to find consensus balancing the target followed and the local specificities.

#LI-Hybrid

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

• Retail Banking, a division that brings together all of the Group's retail activities and specialised business lines;
• Investment & Protection Servicesthat include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Bankingdivision that offers tailored financial solutions for corporate and institutional clients.

• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered.

* In case you are selected for this role, further documentation will be requested to support your hiring process.